CoinProfitTools
Crypto profit, fee & risk calculators
Estimate your yearly crypto earnings using APY based on daily, monthly, or yearly compounding.
APY (Annual Percentage Yield) shows how much you can earn on your crypto investment in one year, including the effect of compounding. This means you earn interest not only on your original investment but also on previously earned rewards.
A Crypto APY Calculator helps you estimate how much your crypto investment can grow when compounded daily, monthly, or yearly based on the APY offered by a platform.
1. Enter how much money you are investing 2. Enter the APY percentage offered 3. Select how long you will hold the investment 4. Choose compounding frequency 5. Click “Calculate APY Earnings”
You will instantly see your final investment value and total interest earned.
APY includes the effect of compounding, while APR does not. You can learn more from Investopedia here: APY Explained
High APYs usually come from:
• Staking rewards • Liquidity pools • DeFi lending platforms • Yield farming
Binance Academy explains how crypto yields work here: What Is DeFi Yield Farming?
No. Extremely high APYs often come with higher risk, such as smart contract bugs, rug pulls, or unstable tokens. Always research before investing.
Yes. Unlike banks, crypto APYs change frequently depending on demand, liquidity, and market conditions.
In many countries, APY earnings from staking or DeFi are taxed as income. Always track your rewards carefully for tax reporting.
The Crypto APY Calculator helps you understand your earning potential, compare platforms, and avoid unrealistic expectations before staking or investing in crypto yield products.
Not always. While a higher APY means higher potential returns, it often comes with higher risk. Some platforms offer very high APY to attract users, but the token price may drop sharply, which can erase your profit. You should always evaluate both the APY and the stability of the platform.
Daily compounding means your earned rewards are added to your original investment every day. This increases your future earnings because you start earning interest on both your initial amount and your previous rewards. This can significantly boost your total profit over time.
Yes. In crypto, APY is not fixed like a bank savings account. Platforms can increase or reduce APY based on demand, token inflation, and market conditions. Always check current APY before investing.
Yes. You can use this APY calculator for DeFi staking, liquidity pools, yield farming, and centralized exchange staking as long as you know the APY and compounding method.
In many countries, staking and APY earnings are taxed as income at the time you receive them. You may also pay capital gains tax when you sell the earned crypto. Always consult a tax professional.